Ricardo asks some great questions about seller financing….

But part of his assumption is not correct.

It’s a mistake I’ve seen a lot of people make.

So, this week we’re going to address whether or not a seller financing note is part of your down payment or not.

Why not…



Ed wants to know how this looks….

Ed was watching my video about add backs and wanted to know how it looks when people trigger the offset clause in a seller financing note.

Not sure what I’m talking about?

Learn about offset clauses, how and why they work and more…



I say business is risky and the things that get you may surprise you…

Because these business owners and their stories will likely never be part of any Ted talk.

They’re comments about what can really happen in the world of small business.

But you can’t often hear them, because…



Will higher interest rates lead to financial ruin for business buyers?

Not if you’re careful and don’t overpay.

I built a little tool to demonstrate the effect of higher interest rates on buying a business under two common scenarios.

As you’ll see, rates can move quite a bit before it…



Matthew asks how to decide what business is right for you.

There are two ways:

  1. Extrapolate from self-analysis.
  2. The thesis method.

Let me summarize both and tell you what I think are some key factors to keep yourself from being caught up in ‘shiny object purgatory.’

Learn more about the…



David Barnett

I write about Buying, Selling, Financing and Managing Small and Medium Sized Businesses SMEs www.DavidCBarnett.com New Stuff weekly, usually on Wednesday.